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‎POS transactions total SAR 14.6B last week: SAMA

Source
Argaam - Main News
Source link
https://www.argaam.com/en/article/articledetail/id/1928669
Published
2026-08-12 11:16:00
Discovered by ProcIntel
2026-08-12 15:38:35
Category
GCC Spotlight
Geography
Saudi Arabia
Organisations
Review status
Pending
Record type
REAL

Summary

‎<p ><img src="https://argaamplus.s3.amazonaws.com/18d1bcce-a36f-4f68-b05b-df9693bbf8ef.png"></p> <p class="ckeCaption" ><!--StartFragment-->Saudi POS transactions fall to SAR 14.6 bln in week ended Aug. 8<!--EndFragment--></p> <hr> <p >The point-of-sale (POS) transactions in Saudi Arabia reached nearly SAR 14.6 billion in the week ended Aug. 8, compared with about SAR 16.3 billion a week earlier.</p> <p ></p> <p >The number of POS transactions reached about 253.4 million last week, compared with nearly 267.1 million the week before, according to data from the Saudi Central Bank (SAMA).</p> <p ></p> <p >POS transactions represent consumer expenditure through debit and credit cards at major shopping centers, retail outlets, pharmacies, and others.</p> <p ></p> <p >The data indicated that the value of sales via POS increases in the weeks that coincide with the disbursement of salaries to government employees (the 27th of each month), in addition to the weeks that coincide with school vacations and the weeks preceding Eid Al-Fitr and Eid Al-Adha. On the other hand, the value of sales decreases in the weeks preceding salary disbursement and those coinciding with the start of the back-to-school season.</p> <p ></p> <p >The four-week moving average value of POS transactions stood at about SAR 14.1 billion. Adopting the four-week moving average, the value of POS transactions soared during 2025 compared to 2024, 2023, and 2022.</p> <p ></p> <p >The average value of sales ranged between SAR 11.4 billion and SAR 15.3 billion in 2025, compared to a range of SAR 11.5 billion and 13.8 billion in 2024, SAR 10.4 billion to SAR 12.7 billion in 2023, and SAR 9.4 billion to SAR 11.6 billion in 2022.</p> <p ></p> <p >In the Aug. 8-ended week, consumer spending on food and beverages (FB) accounted for 15.6% of total spending, or SAR 2.28 billion, while restaurants and cafes made up 13% (SAR 1.9 billion).</p> <p ></p> <p >Riyadh led Saudi cities in terms of consumer spending, with approximately SAR 4.88 billion, accounting for 33.4% of the total. Jeddah followed with SAR 1.98 billion (13.6%).</p> <p ></p> <p >According to the latest data from SAMA, e-payments in the retail (individuals) sector accounted for 85% of total payments made by individuals in the Kingdom in 2025. This achieved the target ratio in the Financial Sector Development Program, one of the Saudi Vision 2030’s programs, which had aimed to reach an e-payment ratio of 70% by 2025.</p> <p ></p> <p >Over the past few years, Saudi Arabia has witnessed remarkable progress and rapid growth in e-payment adoption, thanks to the myriad strategic efforts and initiatives launched by SAMA, in cooperation with the financial sector, to support the growth of the payments sector and stimulate the use of various e-payment methods in the Kingdom.</p> <p></p> <table border="1" cellpadding="0" cellspacing="0" width="100%"> <tbody> <tr > <td colspan="2" > <p><strong>E-Payment Ratio in Retail Sector (Individuals)</strong></p> </td> </tr> <tr > <td > <p><strong>Year</strong></p> </td> <td > <p><strong>Ratio to Total</strong></p> </td> </tr> <tr > <td > <p><strong><span dir="RTL"><span >2021</span></span></strong></p> </td> <td > <p><span dir="RTL"><span >57</span></span>%</p> </td> </tr> <tr > <td > <p><strong><span dir="RTL"><span >2022</span></span></strong></p> </td> <td > <p><span dir="RTL"><span >62</span></span>%</p> </td> </tr> <tr > <td > <p><strong><span dir="RTL"><span >2023</span></span></strong></p> </td> <td > <p><span dir="RTL"><span >70</span></span>%</p> </td> </tr> <tr > <td > <p><strong><span dir="RTL"><span >2024</span></span></strong></p> </td> <td > <p><span dir="RTL"><span >79</span></span>%</p> </td> </tr> <tr > <td > <p><strong>2025</strong></p> </td> <td > <p>85%</p> </td> </tr> </tbody> </table>

Procurement Relevance Gate

FAIL — score 7.0/100 — evaluated 2026-08-12 15:38:35
Only geographic exposure matched — no substantive content indicator, so this cannot pass alone.
  • geographic_exposure (weight 8) — matched on "1 linked geography"

Initial Signal Assessment ProcIntel's automatic, provisional read of this individual Signal -- Initial Significance and Initial Confidence, computed deterministically before any Event extraction or human review.

A provisional, automatically-computed reading of this individual Signal, before Event extraction or human review. Not a final rating.

Not Assessed — this Signal did not pass the Procurement Relevance Gate, or is fictional/excluded test data.